Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee be (in percentage terms) on the new mortgage? (Lenders typically charge 1 percent when refinancing a loan.)

%

7. How many points (in percentage terms) will you be paying for the new loan?

%

8. What other closing/fixed costs (in dollar terms) are there?

$
 
   
   
Kugler Financial Services Network
PO Box 84827
Fairbanks AK 99708-4827

1355 Manna Way
North Pole AK 99705

The street address is for
FedEx/UPS deliveries only.
Please use the PO BOX
for all (USPS) mail.
Phone: 907-490-4412 • Fax: 907-490-4413
www.KuglerFSN.com

Securities and investment advisory services offered through FSC Securities Corporation,
member FINRA/SIPC and a registered investment advisor. Kugler Financial Services Network
is not an affiliate of FSC nor a registered broker dealer or investment advisor.
____________________________________________________________

Joel Kugler is registered for securities business in the states of Alaska, California, Florida,
Minnesota, Ohio, Oregon, South Dakota, Utah, Virginia and Washington.

He is licensed for insurance business in the states of Alaska and California.

 

 

 

 

 
IMPORTANT CONSUMER INFORMATION
A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep,
a consumer should contact his or her state securities law administrator.