Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     

Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
Kugler Financial Services Network
PO Box 84827
Fairbanks AK 99708-4827

1355 Manna Way
North Pole AK 99705

The street address is for
FedEx/UPS deliveries only.
Please use the PO BOX
for all (USPS) mail.
Phone: 907-490-4412 • Fax: 907-490-4413

Securities, insurance products and investment advisory services offered through FSC Securities
Corporation and its affiliates, member FINRA/SIPC and a registered investment advisor.
Certain insurance products offered through Kugler Financial Services Network.
Kugler Financial Services Network is not affiliated with FSC Securities
Corporation or registered as a broker-dealer or investment advisor.


____________________________________________________________

Joel Kugler is registered for securities business in the states of Alaska, California,
Florida, Indiana, Minnesota, Oregon, Utah, Virginia and Washington.
He is licensed for insurance business in the states of
Alaska (#23358) and California (#0784675).

 

 

IMPORTANT CONSUMER INFORMATION
A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep,
a consumer should contact his or her state securities law administrator.